Monday, January 14, 2008

California Ballot Jan 2008

Proposition 91, Transportation Funds: This bill puts limits the California state budget. It's yet another prop that is trying to put unnecessary controls on the state budget that causes much of the budgetary issues this state suffers from. I'm voting No.

Proposition 92, Community Colleges Funding: This bill attempts to force the state to fund our schools. It sets up a new bureaucracy as part of this effort. What the heck? The legislature needs to do this, not some new bureaucracy. I'm voting NO!

Proposition 93, Change of Term Limits: This reduces the total number of years Representatives and Senators can serve in the state legislature, but allows more freedom as to where those individuals can serve their time. I am against term limits. The people should be able to vote for whoever they want for as long as they wish. However, this is at least 1/2 a step in the right direction. I'm voting a very marginal yes.

Proposition 94, 95, 96, and 97, Indian Gaming Agreements: Allows four specific Indian tribes in Southern California to grow their casino operations. In exchange, they will share more of their revenues with the state and other Indian tribes. The problem is that these bills make these new rules without taking the other tribes in to consideration. The other tribes aren't too happy about that. I'm voting an ambivalent no.

Local measures A and B are here in Santa Clara county where a private developer wishes to take a publicly owned property for private one-time profit, instead of keeping the property public and developing it for the common good. Can anyone say "Land Grab"? I'm voting a big, fat NO! The local commercials have old people saying how nice it would be to have affordable housing. But the plan will actually stuff hundreds of senior citizens into small apartment complex, while the bulk of the property is turn into massive high end homes sold to the very wealthy. Total scam. The property could be developed to provide hundreds of real houses to senior citizens and still have plenty of property left over for public use. So, No and No!

Saturday, January 12, 2008

"Yeah, well, they shoulda ducked!"



The production is cheesy, of course, and Olivia Munn's comic delivery is amazingly (surprizingly) good.

Friday, January 11, 2008

Hard to find a good air purifier

Allie and I have been looking around for a good quality air purifier for a little while. Based on a recent Consumer Reports article, the Whirlpool air purifiers rated highest. I set out to find a local retailer who carried the this product. I want to find a local retailer since I may need to get filters locally from time to time, or may need to bring it in somewhere for warranty if there is an issue. After checking the Whirlpool website, I found several companies that carried Whirlpool products (all of which I already knew carried Whirlpool products). I visited a couple last weekend. No luck. So I wouldn't have to drive all over town anymore, I called Whirlpool customer service to get a better idea of who carried their air purifier products. They couldn't tell me anything more than a guess. I visited a couple more places during the week. No luck.

Well, I found Kenmore and Hunter air purifiers very quickly. Their products rated almost as well as the Whirlpool, so it looks like I'll be getting one of theirs instead. Seems to me a company would want me to find their product. I guess Whirlpool doesn't care.

Monday, December 31, 2007

epinions movie review: Namesake

I just completed a thorough review of The Namesake on epinions. There, I go into more detail about the movie than my previous review on this blog. Enjoy!

Sunday, December 30, 2007

No profit from this I-told-you-so moment

It's many years late, and the longer it took, the worse things look. The housing-bubble has finally burst. Homes are just too expensive to be affordable to the average person trying to live a fruitful life. I remember having several different conversations with those in the real estate field a few years ago mentioning that this was a bubble and it was going to burst. I got the same know-it-all answer from each of them. "No [with a know-it-all-smile], after the demand has been satisfied, the housing market will stabilize and level off (or plateau or flatten). There will not be a decline." One person was so sold on this ridiculous and unhistorical notion that they rebuked me for not knowing anything about the market. Of course, I just laughed at that, illicitting a confused but still smug facial expression from that person.

In an inflation driven market based on free-market principles , the demand for supplies is never really flat. It cannot be. If there is a sustained reduction in demand, that is a sign of uncertainty and/or lack of necessity. If the demand flattens out, it is really already in decline. A stable market is one that has sustained modest growth. Well, the housing market never flattened. Prices had risen so high that the only direction to go for most areas is down. Exsurbs and isolated cities here in California have seen massive declines. Centers of activity have stabilized and are so far holding their own. These areas, however, are in the minority, and who knows how long that will last.

There's going to have to be a bail-out of the mess. I find it interesting just how Republican leadership is willing to bail-out industries in the past with wades of cash (e.g., Savings and Loan), yet now that the average American is going to be adversely effected directly, Republicans are too timid to respond to help. President Bush Jr.'s action so far is so limited in scope that it is only going to help an extremely small portion of those affected. And where are the Democrats? They are too timid to confront the Republican Party for its timidity.

This brings me to the point where I have to criticize a perception of our economy. Corporations are treated as though they are the most important element in our country, at times to the exclusion of the citizens' rights and welfare. A Corporation is an imaginary entity that only exists because a bunch of people agree the common fantasy. A Corporation doesn't really exist. If all of the employees and ownership walked away, it would cease to function and have no purpose. I question why a Corporation is viewed as more important than the individual humans that are apart of it, or even the citizenry at at large. Far too often, the Corporations are given massive privileges and leeway that are denied to actual voting citizens of our country. Human beings are treated as second class citizens when pitted against a Corporation. This is unconscionable and unconstitutional. Giving Corporations an elevated status is a flawed mindset that many neo-cons seem to believe in as though a religion of its own. Unfortunately, the mindset is quietly supported by many politicians, regardless of affiliation.

We have to stop putting imaginary entities ahead of our citizens. In fact, we have to stop victimization of our citizens by these Corporations. Victimization of the type that has lead to the current housing crisis at hand. It was also the cause of the Western U.S. power grid crisis during the Enron Embarassment.

So, I (and many others) ended up being right about this housing crisis. Unfortunately, I personally have no way of benefiting from it directly. As far as I know, there's no way to short-sell property with options as housing prices drop. I'm so invested in my current property, I can't really afford to buy into new property when the house prices hit bottom.

I'm not expert about anything I've mentioned here. Just one person that's seen all this before. I expected the housing crisis to hit much sooner and not so intensely. My mistake was not understanding how the sub-prime situation was allowing the housing bubble to grow much bigger than it would've had sub-primes been regulated much better. Hopefully the weakened economy will have enough support to keep it chugging along, even if at a slower right. I'm just kinda wish I had a way to get more benefit during this period.