AT&T Long Distance Fraud Policy of Shame

I do not have any long distance company on my home phone. I can get long distance coverage for free (in the months I don’t use it), but I do not want it. I came to this conclusion last year when I finally understood long distance carrier policies regarding fraud, such as the one from AT&T Long Distance. AT&T Long Distance holds the account holder responsible for fraudulent charges on their account. In other words, if someone steals your information and starts using your account from a remote location, AT&T expects YOU to pay the bill, regardless. So, to avoid this problem, I simply do not have long distance on my home phone. Guess what! I get FREE long distance from my Sprint PCS phone anyway. So, why take the risk?
Some telemarketers have suggested that I need a long distance carrier for emergencies. In the extremely odd event I can’t use my cell phone in an emergency, I can always just dial one of the 10-10 numbers (like 10-10-220 [collect] or 10-10-345 [direct]).
In the 21st century, landline long distance from the home is a completely unnecessary risk, especially with ridiculous fraud policies by the long distance carriers.