Based on what I've seen so far, I predict that overall U.S. retail sales for this xmas season will be stronger than expected, particularly for mall retailers. The malls (at least in the SF Bay area and Silicon Valley) are as busy as I've seen since 1989.
Partially linked to this, Walmart (and prolly most other non-mall discounters) will suffer this year, as people are going to the malls, or are shopping for the better quality goods. Target looks like it positioned itself to have the best of both worlds since it expanded into the malls (replacing Wards in many locations), and maintains the perception of higher level of quality goods at good prices.
Tuesday, December 14, 2004
Saturday, December 11, 2004
Gift giving strategy this year...
This was going to be a comment reply, but it got so long, I figured it qualified as its own blog entry. :)
Last year, I used online purchasing with dropping shipping a lot. My strategies and intentions are different this year. I did a lot of discount buying of DVD's thru Columbia House this year. They don't do gift wrapping (not that I would pay $4 per gift for that service thru other sites anyway). They also don't drop ship (or at least it's a pain in the ass to get them too). It all worked out. I was able to get enough credits to get myself the last James Bond box set ($100 value) for free, and I'm averaging $11 including taxes and shipping for recent DVD releases. Everyone wins. :)
For the more important gifts (like jewerly) , I feel its best to delivery in person anyway because makes it more meaningful.
Last year, I used online purchasing with dropping shipping a lot. My strategies and intentions are different this year. I did a lot of discount buying of DVD's thru Columbia House this year. They don't do gift wrapping (not that I would pay $4 per gift for that service thru other sites anyway). They also don't drop ship (or at least it's a pain in the ass to get them too). It all worked out. I was able to get enough credits to get myself the last James Bond box set ($100 value) for free, and I'm averaging $11 including taxes and shipping for recent DVD releases. Everyone wins. :)
For the more important gifts (like jewerly) , I feel its best to delivery in person anyway because makes it more meaningful.
Friday, December 10, 2004
Pressing matters
My computer at work busted for a couple of weeks. It was returned and is almost back to normal so I can do my job uninterrupted.
My g/f and I had a little trouble a few weeks ago. That has cleared up.
My finances were in a bit of a mess over the past month. That is getting cleared up. The worse is behind me.
The most pressing matter before me now is how to get my xmas gifts into the hands of their recipients, without driving all over Northern California. :)
My g/f and I had a little trouble a few weeks ago. That has cleared up.
My finances were in a bit of a mess over the past month. That is getting cleared up. The worse is behind me.
The most pressing matter before me now is how to get my xmas gifts into the hands of their recipients, without driving all over Northern California. :)
Tuesday, December 07, 2004
Freedom
I've discovered a lot since I freed myself of the shackles of willful ignorance that is Christian Fundamentalism. Here's a couple of examples.
First, I'm glad I work at a biotech company. It has allowed me to be view the science behind modern biology first hand. Guess what, evolution is true. Our society now has practical uses for the knowledge that evolution gives us! For example, knowing the real origin of an identified infectant allows for quicker development of treatment against it. Willful ignorance of this is equivalent to believing the Earth is the center of the Universe. Modern day reject of evolution by Protestants is very similar to Protestant rejection of Copernicus' heliocentric model of the Universe in the 1500's. It's interesting to note, it is the Protestants that rejected Copernicus, and it was the Catholic Church that accepted him. In our time, the Protestant faiths are waging a similar war against evolution, while the Catholic Church declared that evolution does not contradict the bible. Anyone see a pattern developing here? :)
Second, the Bible and all revered ancient texts are not infallible, nor are they the word of God. There are many completely wrong statements, absolute contradictions, and bigotries that fill the pages of these ancient writings. An example of a false statement, the Qu'ron says (in no uncertain terms) that the Earth does not move and that the Sun moves around the Earth. In fact, the Qu'ron not only states that falsehood, it makes use of it as a justification for further false conclusions. An example of an absolute contradiction, the Bible clearly states two separate and completely different creation accounts. Christian traditionalism and fundamentalism both try to claim that the two accounts are merely a retelling of the creation with a different flavor, or that the second story is somehow a continuation of the first story. When read with a critical mind, the two stories are completely different, and directly contradict each other (not to mention how much both contradict reality).
That's enough of that for now.
First, I'm glad I work at a biotech company. It has allowed me to be view the science behind modern biology first hand. Guess what, evolution is true. Our society now has practical uses for the knowledge that evolution gives us! For example, knowing the real origin of an identified infectant allows for quicker development of treatment against it. Willful ignorance of this is equivalent to believing the Earth is the center of the Universe. Modern day reject of evolution by Protestants is very similar to Protestant rejection of Copernicus' heliocentric model of the Universe in the 1500's. It's interesting to note, it is the Protestants that rejected Copernicus, and it was the Catholic Church that accepted him. In our time, the Protestant faiths are waging a similar war against evolution, while the Catholic Church declared that evolution does not contradict the bible. Anyone see a pattern developing here? :)
Second, the Bible and all revered ancient texts are not infallible, nor are they the word of God. There are many completely wrong statements, absolute contradictions, and bigotries that fill the pages of these ancient writings. An example of a false statement, the Qu'ron says (in no uncertain terms) that the Earth does not move and that the Sun moves around the Earth. In fact, the Qu'ron not only states that falsehood, it makes use of it as a justification for further false conclusions. An example of an absolute contradiction, the Bible clearly states two separate and completely different creation accounts. Christian traditionalism and fundamentalism both try to claim that the two accounts are merely a retelling of the creation with a different flavor, or that the second story is somehow a continuation of the first story. When read with a critical mind, the two stories are completely different, and directly contradict each other (not to mention how much both contradict reality).
That's enough of that for now.
Monday, December 06, 2004
New Perspective
The weeks that followed the conversation in my previous post changed me. Before this time, I firmly, religiously and scientifically believed that the soul was not separate from the body; the soul did not exist by itself. I viewed any tales of ghosts, supernature happenings or such matters as superstition, imagination or the work of the devil (the religious side of me still believed in Satan at that time).
Right up to the very moment I heard her disembodied voice speak to me, I firmly believed that such an event was impossible. I'm not going into the few conversations I had with her, other than to say they involved the further exchanges of our expressions for love for each other, and very specific information I had no other way to receive that I later verified.
I am going to say that these events lead me to start questioning my belief system. Point number one that I had to face: Our soul does exist on its own. How? What happens if we die? Most Christian religions accept this as fact, but if my religion was wrong, what does that say about other religions that are based firmly in the interpretation of any ancient texts?
In the past, I read the bible completely through over time, several times. I know its words. So now, I started looking at the bible from a neutral eye. I started realizing there was a lot of ridiculous explanations to cover thangs that the bible says. Then, I realized, there are absolute contradictions in the bible that are glossed over by fundamentalism, and all christian religions. The bible is not the infallible word of God. It couldn't be. Hince my journey began.
I explored and revealed each successive lie I've been told since I was an infant. As my eyes opened slowly opened, old precepts became invalid or simply lost meaningfulness. Through this process, it took me a about three years to completely shed christianity (and all organized religion) out of my veins. I am not a christian. I've discovered all religion is simply a metaphor to explain the unknownable. I choose to accept no one's metaphor any longer. I have been religionfree since I was 28.
It is amazing where a woman's love can take you. In my case, I literally lost my religion. lol
Right up to the very moment I heard her disembodied voice speak to me, I firmly believed that such an event was impossible. I'm not going into the few conversations I had with her, other than to say they involved the further exchanges of our expressions for love for each other, and very specific information I had no other way to receive that I later verified.
I am going to say that these events lead me to start questioning my belief system. Point number one that I had to face: Our soul does exist on its own. How? What happens if we die? Most Christian religions accept this as fact, but if my religion was wrong, what does that say about other religions that are based firmly in the interpretation of any ancient texts?
In the past, I read the bible completely through over time, several times. I know its words. So now, I started looking at the bible from a neutral eye. I started realizing there was a lot of ridiculous explanations to cover thangs that the bible says. Then, I realized, there are absolute contradictions in the bible that are glossed over by fundamentalism, and all christian religions. The bible is not the infallible word of God. It couldn't be. Hince my journey began.
I explored and revealed each successive lie I've been told since I was an infant. As my eyes opened slowly opened, old precepts became invalid or simply lost meaningfulness. Through this process, it took me a about three years to completely shed christianity (and all organized religion) out of my veins. I am not a christian. I've discovered all religion is simply a metaphor to explain the unknownable. I choose to accept no one's metaphor any longer. I have been religionfree since I was 28.
It is amazing where a woman's love can take you. In my case, I literally lost my religion. lol
Tuesday, November 30, 2004
Banking eggs
I recently had all of my money stolen out of my checking and savings accounts at my main bank. All the checks and payments I made were bouncing all over the place. It’s a mess. I have to contact each creditor individually and convince them it wasn’t my fault so they will reverse their returned check fees.
I’ve been unsatisfied with how my bank has handled this affair. They’ve dragged their feet on the carpet of inefficiency. It is likely I will be ending my relationships with this bank and its affiliates as soon as this matter is completely fixed.
Fortunately, I have back up money stashed away in a couple of separate accounts at different banks. The old saying comes into play; never leave all of your eggs in one basket. I didn’t have a lot of money in my separate accounts, but I had enough to re-pay this month’s bills before they were too late.
I have these back up sources because I direct deposit relatively small amounts each paycheck into these other accounts. In fact, the amounts are so small, they don’t make a difference in any given month by themselves. But collected over time, they do add up.
I’ve been unsatisfied with how my bank has handled this affair. They’ve dragged their feet on the carpet of inefficiency. It is likely I will be ending my relationships with this bank and its affiliates as soon as this matter is completely fixed.
Fortunately, I have back up money stashed away in a couple of separate accounts at different banks. The old saying comes into play; never leave all of your eggs in one basket. I didn’t have a lot of money in my separate accounts, but I had enough to re-pay this month’s bills before they were too late.
I have these back up sources because I direct deposit relatively small amounts each paycheck into these other accounts. In fact, the amounts are so small, they don’t make a difference in any given month by themselves. But collected over time, they do add up.
Subscribe to:
Posts (Atom)